Debt at the Bank Paid by the Bank, Want to Know How

Hearing the word Samurai, many people immediately associated with a sword from Japan that was long-handled and very sharp. In fact, the association is still not right, because the correct Samurai is the name for Japanese aristocrats from the warrior class (warriors) in medieval and early-modern Japan. In fact, this one Samurai is native to Indonesia. Yes, the name is Samurai - not a pseudonym, but a name according to KTP - as given by his parents. His work is a mentor, speaker, and writer for business capital with the slogan "Bank Payable Bank Debt". This is interesting. This original Indonesian Samurai lunge turned out to be as good as the samurai in the original country. The difference is, this Samurai does not rely on swords as weapons, but rather relies on debt as described in the book Credit Wisdom: Strategic Strategies "Bank Debt Paid Bank", published by Grasindo. In this book Samurai describes his experience building a business without capital, but only with bank debt, both from credit cards, Personal Loans (KTA), and Collateral Loans. Samurai credit calls their knowledge with credit. Many styles are taught, from the simplest to the most challenging. The first lesson, the selection of credit application time. Credit must be done all the time, not every time we need it. Credit can be without interest, if we want to understand it well. Look for credit when you don't need to, so there will be standby loans in your pocket. With money, business can be executed easily, even though the opportunity comes at an unexpected time at all. Therefore, apply ... apply ... apply at any time without stopping! The more often you apply for credit, the more you will understand the best time to apply for a loan and what needs are needed to make the loan successful. Credit science is the science of finding, using, adding to and overcoming credit if problems occur. By studying this science and eliminating fear, we will be more able to negotiate credit with the bank. The second lesson, credit should not be jammed, but also do not pay off. How come? According to the Samurai, that is what the bank will deliver. Of course, all creditors want the money back, but they also don't expect us to pay off the loan immediately. Yes, the bank benefits from our loan interest. By paying off the loan, it means that we cut off the cooperation with the bank-which in the long run, this can make it difficult for us if we want to apply for a loan increase. Credit remains healthy What needs to be considered is to regulate credit to stay healthy. We cannot only rely on salaries to pay installments. At certain times, it is possible that our income will decrease, moreover Indonesia's economic conditions rise and fall due to inflation. Paying bank debt with a salary or business profit will only make us breathless, because most of the hard work we cannot enjoy, but it is eroded to pay the obligation to the bank. Because it had experienced similar problems, Samurai finally found the mainstay stance: bank debt is paid by the bank. What is meant here is not paying off debt by opening new loans so that debt accumulates. But, Samurai opened a loan so that income could be used to buy assets. The question is, what if you have experienced bad credit that has the potential to bring terror from debt collectors, to threatened collateral collateral? Not a Samurai if he doesn't have the answer. He was not ashamed to admit that he had experienced it. However, the moves he played succeeded in defeating those times. Of course, this is only part of the "science" credit that Samurai made in Credit Wisdom. Broadly speaking, he invites us not to view credit as a scary thing. Through this book, we are taken to keep credit healthy and see various credit problems as an opportunity. Samurai have gone through the worst credit problems and successfully rose again with credit. So, if you want, learn debt is not just to seek capital, but learn that we have weapons that are ready to be used to negotiate with creditors in everything, both when searching, adding, using, or even when we have problems with lender.